- Make more money! This is the first law of financial intelligence. I have done this for 4 years plus.
- Spend Less than you earn! This is what makes you have some reserve. You can achieve this by using daily, weekly and monthly budgeting.
- Ensure what your savings are safe from you! This is done by having an Escrow account. You can take advantage of investing in a cooperative savings, fixed deposits, mutual funds, treasury bills and not a savings account. Your money should start working for you. I have done this for over 4 years.
A friend once said “I am building my business; it’s always been my dream. There are so many distractions but I am committed to it. It’s my only stream of income, but I have made up my mind to stick to this one thing!”
- It is dangerous to have one stream of income! Focus, but diversify. Having a Job and letting your business having you is one and the same. The goal is to have a system that generates passive income.
First step is to be in control of your resources, are you?
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